Personal Loans

This loan is for you if:

  • you are looking for an affordable personal loan between £250 and £15,000 for a specific item or event
  •  you are working but not for an employer who will send us the loan repayment direct from your salary or
  • you have sufficient unearned income to afford the monthly repayments for the term of the loan
  • you are able to make the repayments by direct debit from your bank

Whether it is £300.00 for a new washing machine, £2000.00 for a new boiler or £15000.00 towards a new kitchen, we have a loan for you.

Use the sliders below to select the amount and term and calculate the repayments on a Personal Loan.

Select how much you wish to borrow


Select how long you wish to borrow the money for

Once you have selected the amount you would like to borrow, the results will appear below.

Your Loan Details

monthly payments of: £

Total repayment: £

Total interest: £ (APR: %)


We will also need you to send in your most recent bank statement showing around 6-8 weeks’ transactions and proof of your income. If you regularly use more than one bank account please provide statements for those accounts, too. If you are able to save your bank statements as a pdf or in one of the following formats .jpg, .jpeg, or .png, there is the facility within the application form to upload up to 64MB of files.

Click for Loan Application Form

Most online banking provides the facility to download bank statements and save them as a PDF or .jpg, .jpeg or .png files. Likewise if you usually receive paper statements these can be scanned or if you use a smart phone photographed and saved as a file type that can be uploaded to the loan application form.  Excel or CSV files should be sent as an email attachment to 

If you would prefer not to email bank statements, you may submit them by post to CMCU, 3 Beaufort Buildings, Spa Road, Gloucester, GL1 1XB but this may cause a slight delay to your application.


Why choose a Churches’ Mutual loan over another provider, a credit card or an overdraft?

•Competitive – compare our personal loan rate to other similar products
•Manageable – affordable repayments and a clear start and end date
•Convenient – repayment direct from your bank
•Unambiguous – our advertised rate is what we lend at


CMCU loans are offered on an affordability basis, therefore we will take into consideration your monthly income, your expenditure and your overall credit history. If you currently have credit commitments that may impact on your ability to repay a CMCU you may wish to consider a Restructuring Loan (insert link). CMCU does not offer payday loans but expect all loans to be repaid within a realistic time frame and a manageable budget.

Registered Address

3 Beaufort Buildings, Gloucester, GL1 1XB

Call Us

01452 500 463 (9.30am -1.30pm)

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